About U.S.A. Lending & Realty, Inc.

This author has not yet filled in any details.
So far U.S.A. Lending & Realty, Inc. has created 42 blog entries.
16 12, 2025

CRE Deal Volume Slips After Two-Year Rise

2025-12-16T19:19:17+04:00

The recovery in CRE deal volume has been slow and uneven, closely mirroring the Federal Reserve’s shifting interest rate policy over the past several years. The two remain tightly linked, shaping both investor confidence and transaction timing. After building meaningful momentum coming out of the pandemic, the commercial real estate market has faced a difficult [...]

CRE Deal Volume Slips After Two-Year Rise2025-12-16T19:19:17+04:00
16 12, 2025

FHA Refinance Demand Jumps as Rates Stall

2025-12-16T19:19:15+04:00

FHA refinance demand is surging as current homeowners search for any possible savings in a stubbornly high-rate environment. With mortgage rates on conventional loans showing little movement, loans backed by the Federal Housing Administration—despite requiring mortgage insurance—are emerging as a key alternative. Total applications to refinance a home loan increased 14% last week compared with [...]

FHA Refinance Demand Jumps as Rates Stall2025-12-16T19:19:15+04:00
16 12, 2025

Home Prices Go Negative After Two Years

2025-12-16T18:49:43+04:00

Home prices go negative for the first time in more than two years, slipping slightly compared with last year, according to daily high-frequency listing data from Parcl Labs covering single-family homes, condos, and townhomes, both new and existing. Prices may remain under pressure, as national home values are down 1.4% over just the past three [...]

Home Prices Go Negative After Two Years2025-12-16T18:49:43+04:00
16 12, 2025

Renters Build Credit as Esusu Hits $1.2B

2025-12-16T18:35:57+04:00

Renters build credit through Esusu, a fintech platform that helps tenants report on-time rent payments, as the company raised $50 million in a Series C funding round at a $1.2 billion valuation. Renters have long been excluded from the traditional credit system. Although an estimated $1.4 trillion in rent is paid to landlords annually in [...]

Renters Build Credit as Esusu Hits $1.2B2025-12-16T18:35:57+04:00
15 12, 2025

Home Prices Turn Negative After Two Years

2025-12-15T19:32:59+04:00

Home prices turn negative for the first time in more than two years, slipping slightly below last year’s levels, according to new daily data from Parcl Labs. The firm tracks high-frequency listing prices for single-family homes, condos, and townhomes across both new and existing inventory nationwide. Prices may remain under pressure for some time. Over [...]

Home Prices Turn Negative After Two Years2025-12-15T19:32:59+04:00
15 12, 2025

Home Equity Losses Mount as Prices Cool

2025-12-15T17:39:26+04:00

Home equity losses are accelerating as weakening home prices erase the massive gains homeowners enjoyed during the pandemic boom. After years of rapid appreciation, many markets are now seeing values stall or decline, directly impacting household wealth. Borrower equity declined 2.1% in the third quarter compared with the same period last year, representing a collective [...]

Home Equity Losses Mount as Prices Cool2025-12-15T17:39:26+04:00
28 11, 2025

Manhattan Condo Values vs Rising Rents

2025-12-01T17:35:09+04:00

From July 2024 to July 2025, one in three Manhattan condo sold at a loss, according to luxury real estate firm Brown Harris Stevens. Experts note this is partly due to the city’s high selling fees and steep property taxes, which affect profitability for sellers. What stands out, however, is Manhattan’s fluctuating condo values over [...]

Manhattan Condo Values vs Rising Rents2025-12-01T17:35:09+04:00
28 11, 2025

Homebuyers Face Stubborn Mortgage Rates

2025-12-01T17:28:01+04:00

Mortgage rates have remained steady for roughly two months, giving current borrowers and potential homebuyers little incentive to enter the market. Total mortgage application volume was essentially flat last week, increasing only 0.2% from the prior week, according to the Mortgage Bankers Association’s seasonally adjusted index. The average contract interest rate for 30-year fixed-rate mortgages [...]

Homebuyers Face Stubborn Mortgage Rates2025-12-01T17:28:01+04:00
28 11, 2025

Warehouse Real Estate Rebalance 2026 Trends

2025-12-01T17:28:29+04:00

After a pandemic-driven boom and subsequent pullback, warehouse real estate supply and demand is beginning to rebalance, showing renewed signs of activity and stability. The sector is adjusting to shifts in e-commerce, logistics, and manufacturing trends, creating new opportunities for investors and operators. E-commerce remains an important driver, but more consumers are returning to brick-and-mortar [...]

Warehouse Real Estate Rebalance 2026 Trends2025-12-01T17:28:29+04:00
19 11, 2025

U.S. AI Layoff Trend Hits Amazon Hard

2025-12-01T17:07:09+04:00

The U.S. AI layoff trend intensified as Amazon announced it will cut about 14,000 corporate employees—roughly 4% of its workforce—in a major effort to streamline operations and redirect resources toward artificial intelligence. The move highlights Amazon’s push to stay competitive in the rapidly evolving AI landscape while responding to investor demands for tighter cost control. [...]

U.S. AI Layoff Trend Hits Amazon Hard2025-12-01T17:07:09+04:00