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So far U.S.A. Lending & Realty, Inc. has created 48 blog entries.
19 01, 2026

U.S. Housing Demographics Shift by Age

2026-01-20T16:25:27+04:00

U.S. housing demographics are playing an increasingly important role in shaping household growth, as older owners hold onto homes longer while younger households enter the market primarily as renters, influencing inventory, turnover, and rental demand. CHICAGO – Once households form, their starting point in housing matters just as much as the total number of new [...]

U.S. Housing Demographics Shift by Age2026-01-20T16:25:27+04:00
19 01, 2026

Florida Real Estate Policy 2026 Push

2026-01-20T16:25:24+04:00

Florida real estate policy 2026 takes center stage this week as Great American Realtors Days kicks off, bringing industry members to Tallahassee to focus on housing, property rights, and tax priorities for the upcoming legislative session. TALLAHASSEE, Fla. — Realtors® from across the state have gathered at the Capitol to deliver a unified message to [...]

Florida Real Estate Policy 2026 Push2026-01-20T16:25:24+04:00
19 01, 2026

Builder Sentiment 2026 Starts Weaker

2026-01-20T16:25:22+04:00

Builder sentiment 2026 is beginning the year on softer footing as affordability pressures persist, even as lower mortgage rates, price cuts, and buyer incentives increase negotiating power. WASHINGTON – Builder confidence declined at the start of the year as affordability challenges continue to weigh on buyers, while builders face ongoing increases in construction and regulatory [...]

Builder Sentiment 2026 Starts Weaker2026-01-20T16:25:22+04:00
19 01, 2026

Hoby Hanna on Brokerage Consolidation Trends

2026-01-20T16:25:19+04:00

The swift closing of the Compass–Anywhere acquisition on Jan. 9 caught much of the industry off guard and reignited discussion around brokerage consolidation, competition, and the long-term structure of residential real estate. In an in-depth conversation with Real Estate News, Howard Hanna President and CEO Howard “Hoby” Hanna IV explained why he wasn’t shocked by [...]

Hoby Hanna on Brokerage Consolidation Trends2026-01-20T16:25:19+04:00
19 01, 2026

Home Builders Start 2026 With Low Confidence

2026-01-20T16:25:16+04:00

While easing mortgage rates and incremental affordability gains are offering some optimism for buyers, home builder sentiment suggests the construction industry is entering 2026 with far less confidence. Builder sentiment declined again this month, falling from 39 in December to 37, according to the National Association of Home Builders’ (NAHB) latest Housing Market Index (HMI), [...]

Home Builders Start 2026 With Low Confidence2026-01-20T16:25:16+04:00
19 01, 2026

Housing Affordability Forecast: Small Wins

2026-01-19T17:37:33+04:00

A growing number of major U.S. markets are inching closer to a key benchmark used to measure affordability, according to a new housing affordability forecast that suggests modest but meaningful progress ahead. This year, the mortgage payment for a typical home is expected to meet the affordability standard — costing no more than 30% of [...]

Housing Affordability Forecast: Small Wins2026-01-19T17:37:33+04:00
16 12, 2025

CRE Deal Volume Slips After Two-Year Rise

2025-12-16T19:19:17+04:00

The recovery in CRE deal volume has been slow and uneven, closely mirroring the Federal Reserve’s shifting interest rate policy over the past several years. The two remain tightly linked, shaping both investor confidence and transaction timing. After building meaningful momentum coming out of the pandemic, the commercial real estate market has faced a difficult [...]

CRE Deal Volume Slips After Two-Year Rise2025-12-16T19:19:17+04:00
16 12, 2025

FHA Refinance Demand Jumps as Rates Stall

2025-12-16T19:19:15+04:00

FHA refinance demand is surging as current homeowners search for any possible savings in a stubbornly high-rate environment. With mortgage rates on conventional loans showing little movement, loans backed by the Federal Housing Administration—despite requiring mortgage insurance—are emerging as a key alternative. Total applications to refinance a home loan increased 14% last week compared with [...]

FHA Refinance Demand Jumps as Rates Stall2025-12-16T19:19:15+04:00
16 12, 2025

Home Prices Go Negative After Two Years

2025-12-16T18:49:43+04:00

Home prices go negative for the first time in more than two years, slipping slightly compared with last year, according to daily high-frequency listing data from Parcl Labs covering single-family homes, condos, and townhomes, both new and existing. Prices may remain under pressure, as national home values are down 1.4% over just the past three [...]

Home Prices Go Negative After Two Years2025-12-16T18:49:43+04:00
16 12, 2025

Renters Build Credit as Esusu Hits $1.2B

2025-12-16T18:35:57+04:00

Renters build credit through Esusu, a fintech platform that helps tenants report on-time rent payments, as the company raised $50 million in a Series C funding round at a $1.2 billion valuation. Renters have long been excluded from the traditional credit system. Although an estimated $1.4 trillion in rent is paid to landlords annually in [...]

Renters Build Credit as Esusu Hits $1.2B2025-12-16T18:35:57+04:00