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So far U.S.A. Lending & Realty, Inc. has created 59 blog entries.
24 02, 2026

Buyer’s Market Expands as Sellers Lead

2026-02-24T17:47:02+04:00

Across the Buyer’s Market, a growing imbalance between home sellers and buyers is shifting negotiating power firmly toward buyers. In January, there were an estimated 600,000 more sellers than buyers, giving house hunters unprecedented leverage in pricing discussions. This dynamic is reshaping the housing market in most regions. Only five metro areas are considered seller’s [...]

Buyer’s Market Expands as Sellers Lead2026-02-24T17:47:02+04:00
24 02, 2026

Mortgage Rates Fall, Boosting Homebuyers Power

2026-02-24T17:32:16+04:00

The latest data shows mortgage rates have dropped to their lowest level since 2022, giving homebuyers more purchasing power and stronger negotiating leverage as sellers outnumber buyers. This improvement could help buyers find more affordable options in an increasingly competitive market. On February 23, the daily average mortgage rate fell to 5.99%, matching levels briefly [...]

Mortgage Rates Fall, Boosting Homebuyers Power2026-02-24T17:32:16+04:00
24 02, 2026

NAR Launches “More Than Opening Doors”

2026-02-24T17:23:10+04:00

The National Association of REALTOR® NAR is rolling out its 2026 consumer ad campaign, More Than Opening Doors, on Feb. 24, highlighting the expertise and dedication of the REALTOR® brand. The campaign gives consumers an inside look at the work you do to bring buyers and sellers to the closing table. Matching buyers with the [...]

NAR Launches “More Than Opening Doors”2026-02-24T17:23:10+04:00
24 02, 2026

Understanding True Home Affordability Today

2026-02-24T17:13:50+04:00

Rising costs have made home affordability a top concern for buyers who want to understand the true price of owning a home. But does the 30% income benchmark still hold in today’s market? For decades, housing affordability has been measured by the simple rule that households should spend no more than 30% of their income [...]

Understanding True Home Affordability Today2026-02-24T17:13:50+04:00
19 01, 2026

U.S. Housing Demographics Shift by Age

2026-01-20T16:25:27+04:00

U.S. housing demographics are playing an increasingly important role in shaping household growth, as older owners hold onto homes longer while younger households enter the market primarily as renters, influencing inventory, turnover, and rental demand. CHICAGO – Once households form, their starting point in housing matters just as much as the total number of new [...]

U.S. Housing Demographics Shift by Age2026-01-20T16:25:27+04:00
19 01, 2026

Florida Real Estate Policy 2026 Push

2026-01-20T16:25:24+04:00

Florida real estate policy 2026 takes center stage this week as Great American Realtors Days kicks off, bringing industry members to Tallahassee to focus on housing, property rights, and tax priorities for the upcoming legislative session. TALLAHASSEE, Fla. — Realtors® from across the state have gathered at the Capitol to deliver a unified message to [...]

Florida Real Estate Policy 2026 Push2026-01-20T16:25:24+04:00
19 01, 2026

Builder Sentiment 2026 Starts Weaker

2026-01-20T16:25:22+04:00

Builder sentiment 2026 is beginning the year on softer footing as affordability pressures persist, even as lower mortgage rates, price cuts, and buyer incentives increase negotiating power. WASHINGTON – Builder confidence declined at the start of the year as affordability challenges continue to weigh on buyers, while builders face ongoing increases in construction and regulatory [...]

Builder Sentiment 2026 Starts Weaker2026-01-20T16:25:22+04:00
19 01, 2026

Hoby Hanna on Brokerage Consolidation Trends

2026-01-20T16:25:19+04:00

The swift closing of the Compass–Anywhere acquisition on Jan. 9 caught much of the industry off guard and reignited discussion around brokerage consolidation, competition, and the long-term structure of residential real estate. In an in-depth conversation with Real Estate News, Howard Hanna President and CEO Howard “Hoby” Hanna IV explained why he wasn’t shocked by [...]

Hoby Hanna on Brokerage Consolidation Trends2026-01-20T16:25:19+04:00
19 01, 2026

Home Builders Start 2026 With Low Confidence

2026-01-20T16:25:16+04:00

While easing mortgage rates and incremental affordability gains are offering some optimism for buyers, home builder sentiment suggests the construction industry is entering 2026 with far less confidence. Builder sentiment declined again this month, falling from 39 in December to 37, according to the National Association of Home Builders’ (NAHB) latest Housing Market Index (HMI), [...]

Home Builders Start 2026 With Low Confidence2026-01-20T16:25:16+04:00
19 01, 2026

Housing Affordability Forecast: Small Wins

2026-01-19T17:37:33+04:00

A growing number of major U.S. markets are inching closer to a key benchmark used to measure affordability, according to a new housing affordability forecast that suggests modest but meaningful progress ahead. This year, the mortgage payment for a typical home is expected to meet the affordability standard — costing no more than 30% of [...]

Housing Affordability Forecast: Small Wins2026-01-19T17:37:33+04:00